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Home Loan Interest Rate

Bank Name Floating Interest rate Per lac EMI Processing Fee Prepayment Charges
SBI - State Bank Of India 10.10% (For Women), 10.15% (For Others) Rs.972 (For Women), Rs.975 (For Others) Up to 25 lacs : 0.25% of loan amount minimum Rs.1000/-

25-75 lacs : Rs.3,250/-

75 & above : 5,000/-
Nil
ICICI Bank 10.10% (For Female),10.15% (For Others) Rs.972 (For Female), Rs.975 (For Others) 0.50% of loan amount upto 1 crore N.A
HDFC Ltd 10.15% Rs. 975 0.5% or maximum 10,000+service tax (12.36%) No prepayment charges shall be payable for partial or full prepayments irrespective of the source
HSBC Bank 10.15% - 10.35% (Salaried), 10.25% - 10.45% (Self Employed) Rs.974 - Rs.988 (Salaried), Rs.981 - Rs.995 (Self Employed) 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on applicatio and is not refundable Nil
LIC Housing 10.10% (Fixed for 2 yrs) Rs.972 (Fixed for 2 yrs) Up to 50 lacs : 10,000 +(Service tax)

50 lacs & above : 15,000 +(service tax)
Nil
AXIS Bank 10.25% Rs. 982 Upto 1% of the loan amount subject to minimum of Rs.10,000/- Nil
PNB Housing Finance 10.50% - 11.25% Rs.998 - Rs.1049 0.50% Nil
ING Vysya 10.75% - 11.25% Rs.1015 -Rs.1049 0.5% of the loan amount Nil
Standard Chartered 10.26% Rs. 982 Rs.5500/- + Service tax Nil
Citibank Scheme I: 10.25%*(without Home Credit facility)

Scheme II: 10.50%*(with Home Credit facility)
Scheme I: Rs.982 (without Home Credit facility)

Scheme II: Rs.998 (with Home Credit facility)
0.25% (For Salaried)

0.5% (For Self Employed)
Nil
Deutsche Bank 10.50% Rs. 998 12000 + Service Tax Nil
DHFL 10.50% (for salaried), 10.75% (For SEMP) Rs.998 (For salaried), Rs.1015 (For SEMP) 1% for Salaried & 1.5% for SENP Nil
India Bulls 10.15% (Upto 25Lacs), then 11% Rs.975 (Upto 25Lacs), then Rs.1032 Rs.7500 + 12.36%(Upto 30Lacs)

, else 0.5% of the loan amount
Nil
Kotak Bank 10.25% Rs. 982> 0.25% - 0.5% 2% on Balance transfer else NIL
Development Credit Bank 11.50% Rs. 1,066 1% Nil
Tata capital Housing Finance ltd 10.25% - 10.90% (Salaried), 10.75% - 11.50% (SEP/SENP) Rs.982 - Rs.1025 (Salaried), Rs.1015 - Rs.1066 (SEP/SENP) 0.5 to 1% off the loan amount. Nil
Reliance Home Finance Private Limited 10.75% 1015 - Nil