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Personal Loan Interest Rate

Banks/Rates CAT A CAT B Others Pre Payment Charges Processing Fees
ICICI Bank 13.49% - 14%

(For Special Companies)

15.5%

(Salary Above 75,000)

16%

(Salary 50,000 -75,000)

16.5%

(Salary 35,000 -50,000)

17%

(Salary 20,000 -35,000)

17%

(Less Than 20,000)
16%

(Salary Above 75,000)

16.5%

(Salary 50,000 -75,000)

17%

(Salary 35,000 -50,000)

17.5%

(Salary 20,000 -35,000)

17.5%

(Less Than 20,000)




16%

(Salary Above 75,000)

16.5%

(Salary 50,000 -75,000)

17%

(Salary 35,000 - 50,000)

17.5%


(Salary 20,000 -35,000)

17.5%

(Less Than 20,000)




















Nil (For Loan amount >10 lacs & 12 EMI paid), else 5%




















0.50% for special companies else 1.50% - 2.25%
HDFC Bank 13.99% - 14.75%

(For Special Companies)

15.75%

(for 75,000 & above salary)

16.25%

(for 50,000-75,000 salary)

17%

(for 35,000-50,000 salary)

18%

(below 35,000 salary)

11.99% - 13.75%

(Special Rates for Loan Amount b/w 10lacs - 20lacs)
15.75%

(for 75,000 & above salary)

16.25%

(for 50,000-75,000 salary)

17%

(for 35,000-50,000 salary)

18%

(below 35,000 salary)

11.99% - 13.75%

(Special Rates for Loan Amount b/w 10lacs - 20lacs)


























20%




















Nil (For Loan Amount > 10lakhs with >Salary 75k) else 4%
0.8% - 1.75% (for Special Companies)

2% (HDFC) 



















Bajaj Finserv 15% - 16% 16% 16.50% - 17% Nil Prepayment Upto 2%
ING Vysya 13.5%

(for 1.5lac & above salary)

13.75%

(for 1,00,000 - 1.49lac salary)

13.99%

(for 75,000 - 1,00,000 salary)

16.25%

(for 40,001 - 69,999 salary)

17.25%

(for 25,000 - 40,000 salary


0.5% Waiver for Ing Salary Account Holder)
13.5%

(for 1.5lac & above salary)

13.75%

(for 1,00,000 - 1.49lac salary)

14.25%

(for 75,000 - 1,00,000 salary)

16.25%

(for 40,000 - 69,999 salary)

17.25%

(for 25,000 - 40,000 salary


0.5% Waiver for Ing Salary Account Holder)
14.99%

(for 75,000 & above salary)

16.75%

(for 40,000 - 75,000 salary)

18.25%

(for 25,000 - 40,000 salary



0.5% Waiver for Ing Salary Account Holder)





Nil Foreclosure Charges Special Offer*. Valid till (31st May'14 Upto 1.50%
Kotak Bank 13.5%

(For Special Companies)

15%
16.5% 17% 5% 2%
State Bank of India/SBI (SBI Saral) 18.50% 18.50% 18.50% N.A N.A
Fullerton India 16% - 32% 16% - 32% 16% - 32% 4% 2%
Standard Chartered Bank 16% - 17% 17% - 18% 19% - 22% 2% - 5% 2%
HDBFS 16%

(for 75,000 & above salary)

17%

(for 35,000 - 75,000 salary)

18%

(below 35,000 salary)
16%

(for 75,000 & above salary)

17%

(for 35,000 - 75,000 salary)

18%

(below 35,000 salary)
17%

(for 75,000 & above salary)

18%

(for 35,000 - 75,000 salary)

21%

(below 35,000 salary)










NIL for Select Corporates Employees (CAT A & B) 4% For Rest
1% - 2%
IndusInd Bank 14%

(for 1 lac & above salary)

14.50%

(For 50,000- 1 Lac Salary)

16%

(below 50,000)
14.50%

(for 1 lac & above salary)

15%

(For 50,000- 1 Lac Salary)

15.50%

(below 50,000)
15%

(for 1 lac & above salary)

15.50%

(For 50,000- 1 Lac Salary)

16.50%

(below 50,000)
4% 1% - 2%
Citibank 16%

(upto 30,000 salary)

15%

(above 30,000 salary)
17%

(upto 30,000 salary)

16%

(above 30,000 salary)
17%

(upto 30,000 salary)

16%

(above 30,000 salary)
3% 1% - 2%
Axis Bank 15%

(For Super CAT A)

16%

(For CAT A)
17% 19% - 20% Nil 2%
Andhra Bank 15.75% - 16.75% 16.75% - 18.75% Rs250 - Rs1000/-
Bank of Baroda 14.75% 14.75%
Corporation Bank 14.5%

(undertaking letter required)
N.A N.A N.A N.A
United Bank Of India 16%

(12%(For pensioners))
16% - 18%

(12%(For pensioners))
16% - 18%

(12%(For pensioners))
N.A N.A
Vijaya Bank 16% N.A N.A N.A N.A
Indian Bank 13.70% - 14.20% 13.70% - 14.20% 13.70% - 14.20% N.A 0.50% on the loan amount with min of Rs 500/-
Bank of India 15% 15% 15% N.A 2%
Canara Bank 14.95% 14.95% 14.95% N.A 0.25%
Transfer your personal loan to HDFC Bank As Low As 12.99% Flat Processing Fee of Rs 999/-