Terms & Conditions
Last updated: October 20, 2025
1. Introduction
These Terms & Conditions ("Terms") govern your access to and use of LoanBazaar, including our Prepaid Financial Services ("PFS"). By using our website or purchasing any PFS, you agree to these Terms.
2. Eligibility
You must be at least 18 years of age and have the legal capacity to enter into binding contracts to use our services.
3. Accounts and OTP Login
We provide passwordless access to PFS via OTP-based login. You are responsible for securing your email and mobile number. Any activity under your session will be deemed authorized by you.
4. Services and Pricing
Service descriptions and prices are listed on the PFS pages and may change without prior notice. Taxes (e.g., GST) apply where mandated by law.
5. Payments
Payments are processed via integrated payment gateways. You agree to pay all fees and taxes associated with your order. See the Payments Policy for details.
6. Refunds
Refunds are governed by our Refund Policy. Certain digital or time-bound services may be non-refundable.
7. Service Delivery
Service delivery timelines depend on the selected service and necessary inputs provided by you. See the Service Delivery Policy for details.
8. Acceptable Use
You agree not to misuse our services, attempt unauthorized access, or violate applicable law. We may suspend or terminate access for violations.
9. Limitation of Liability
To the maximum extent permitted by law, LoanBazaar is not liable for indirect, incidental, special, or consequential damages. Our aggregate liability for any claim related to a paid PFS is limited to the amount paid for that service.
10. Changes to Terms
We may update these Terms from time to time. Changes will be posted on this page with an updated date.
11. Contact
For questions regarding these Terms, contact us at contact@loanbazaaronline.com.