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Business Loan Eligibility Check

How the business loan eligibility check works

Answer a few questions about your business and the funding you need, and the eligibility check shows which of the 257 Loanbazaar business finance products across 18 categories may suit you, along with the documents each product typically needs. It is free and gives you an indicative result in a minute.

What lenders usually look at

Eligibility for business finance generally depends on the age of the business, annual turnover, profitability and cash flow, credit history of the business and its promoters, existing loan obligations, and the security or collateral available. Requirements differ by product and by lender.

Documents you may need

Commonly requested documents include business registration proof, PAN, GST returns, income tax returns, bank statements, financial statements and KYC of the promoters. The check lists the documents specific to each product so you can prepare in advance.

Products you can explore

Products span supply chain finance, trade finance, invoice and receivable-based funding, banking instruments, working capital and liquidity solutions, and structured and collateral-backed funding.

Frequently asked questions

Is the loan eligibility check free?

Yes. The eligibility check is free to use.

Is the result a loan approval?

No. The result is indicative. Approval, amount and rate are decided by the lender after reviewing your documents and credit profile.

Which products does the check cover?

It covers 257 Loanbazaar business finance products across 18 categories, including supply chain, trade, invoice and working capital finance.

Does Loanbazaar lend directly?

Loanbazaar acts as a loan distributor and connects businesses with its network of lending partners. It does not directly lend or operate as an NBFC.

What documents should I keep ready?

Typically business registration proof, PAN, GST returns, ITRs, bank statements, financials and promoter KYC. The exact list is shown per product.

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