Frictionless Capital. Built for Scale.
Advisory-led. AI-powered. Non-dilutive. Access lightning-fast debt facilities tailored to your specific growth stage and revenue metrics without giving up equity.
Estimate Your Funding
No commitments, no hidden fees. See your potential instantly.
Based on our standard non-dilutive framework.
How Loanbazaar Works
Our streamlined process gets you funded faster than any traditional lender. From connection to capital in 48 hours.
Sync Your Data
Securely connect your banking, accounting, and billing platforms (Metis,Acument,Digitap) via our read-only APIs.
AI Underwriting
Our proprietary LLM analyzes 250+ data points in seconds, generating a fully sourced Credit Appraisal Memo instantly.
Receive Capital
Review matched term sheets from our 100+ lending partners. Sign digitally and receive cash in bank within 48 hours.
Click to Learn
What You Will Learn.
Understand Financial Products
Build a clear understanding of different financial products, their purpose, features, and suitable business use cases.
Product Structure & Application
Learn how Supply Chain Finance, Trade Finance, Working Capital, Invoice Funding, and Structured Finance solutions are structured and applied.
Eligibility & Credit Assessment
Understand key eligibility parameters, financial ratios, cash-flow analysis, repayment capacity, and credit assessment criteria.
Right Product Recommendation
Analyse customer requirements and financial position to identify and recommend the most suitable funding solution.
Click to Learn
What You Will Learn.
Understand Business Structures
Learn about different types of business structures in India, including Sole Proprietorship, Partnership, LLP, Private Limited Company, OPC, Public Limited Company, and other special entities.
How Each Structure Operates
Understand how each business structure operates, including ownership, number of members or partners, legal identity, liability, registration requirements, and compliance responsibilities.
Loan & Business Documentation
Learn the common and entity-specific documents required for business loan applications, including KYC, GST, Udyam, financial statements, bank statements, resolutions, and incorporation documents.
Bank & NBFC Assessment Criteria
Understand important lending assessment parameters such as business vintage, sales and profit growth, banking turnover, DSCR, existing loan obligations, and financial leverage.
Disrupting Structured Finance.
At Loan Bazaar, we are disrupting the supply chain industry and structured finance by empowering channel partners to service clients faster. We use technology to process loan applications for sanction and disbursement.
Disrupting Traditional Models
Transforming the supply chain and structured finance industries by introducing a tech-driven approach that challenges outdated methods.
Technology-Led Processing
Significantly reduces turnaround time in loan application processing, sanctioning, and disbursing.
Empowering Channel Partners
Enables DSA/agents to serve clients more efficiently, giving them tools to manage the entire loan journey.
Faster Client Servicing
Clients benefit from quicker access to credit through streamlined and automated systems.
The Problem We Are Solving.
Product Fit Gap
Mismatch in product offering by lenders and the supply chain & structured finance requirements of potential clients.
High Costs
High origination costs due to traditional methods that are manpower dependent and require physical documents.
Delayed Customer Response
Delayed and inadequate customer response to processing due to a lack of visibility of the client.
Poor Usability
Channel partners want solutions that are easy to use for structured finance but lack access to them.
Our Solution.
Close the Gap
Offer the right product to the right customers in the first instance, and upsell products to address gaps in fund requirements.
Cost Savings
Reduce the cost of application origination, leading to a highly competitive channel.
Progress Transparency
Clear communication on the progress of the loan application for strong customer engagement.
Easy to Use
A simple, dedicated application specifically for the DSA channel to originate and distribute finance.
The Magic Stack.
Transforming outdated lending systems through AI-powered API connectivity, enabling real-time loan decisions within 5–15 minutes. We reduce up to 80% of sales, operational, and credit costs for banks by centralizing data for real-time disbursement.
Empowering Channel Partners
A complete aggregation ecosystem. Enter a CIN, PAN, or GST number to instantly access verified company data.
Unified Dashboard
Manage all client proposals, track statuses, and organize documents efficiently in one single place.
AI-Powered Proposal Builder
Auto-generate comprehensive reports, financial ratios, and tailored pitches with zero manual effort.
Massive Impact
A DSA managing ₹10–20 lakh cases can now confidently advise companies worth ₹50,000 Crore with our 24/7 Virtual Sales Manager model.
How the AI Works.
Loan Bazaar’s AI engine automatically fetches and analyzes GST, Banking, ROC, and financial data within minutes to generate powerful underwriting insights.
Smart Reports & Matching
Generates Credit Eligibility Reports and automated NBFC/Bank mapping instantly.
AI-Based Financial Ratios
Computes DSCR, Current Ratio, Quick Ratio, Debt-Equity, and Interest Coverage dynamically.
Business SWOT & Cash-Flow
Delivers deep cash-flow insights alongside monthly banking averages and working-capital gap analysis.
Invoice Ageing & Compliance
Tracks invoice ageing (0–30, 31–60, 61–90, >90 days) and performs CIBIL + CMR Score reviews with Export Revenue Mapping.
Business Model & Blue Ocean.
Pioneering an uncontested market space through technological supremacy and deep ecosystem integration.
Business Model
Relies on a massive addressable base of captive DSAs, deep market expertise in structured products, and a proprietary API-based technology platform.
Our Competition
Traditional players currently occupying the red ocean space:
- Paisa Bazaar
- Bank Bazaar
- Andromeda
- RKPL
- Square Capital (Urban Money)
The Blue Ocean Advantage
- No Referrals NeededDirect access logic over traditional referral networks.
- Proprietary Qualification EngineAutomated intelligence replacing manual underwriting.
- Real-Time API ServicesInstant data fetch and processing via secure connections.
- Exclusive Online PlatformA dedicated ecosystem tailored for the Channel.
Debt Solutions Built for Your Stage
Explore our core facilities designed to provide frictionless capital at every stage of growth, from early revenue to massive scale.
Loanbazaar Swift
Capital at the speed of thought. Unlock micro-facilities up to ₹10 Cr in just 48 hours. Zero dilution.
Loanbazaar Scale
Larger debt, structured for massive scale. Term loans, venture debt, and structured instruments up to ₹250 Cr.
Is Debt Right for Your Business?
Take our 30-second AI-powered compatibility assessment based on key underwriting metrics.
Do you have predictable, recurring revenue?
Are your unit economics currently positive?
Have you previously closed an institutional equity round?
High Compatibility
Your metrics indicate a strong fit for non-dilutive capital.
Get Your Free Debt Assessment